Before we get started, we have a few tips, tricks, and information you NEED to review.

DO NOT SKIP THIS PART – you will put yourself at risk for decline.



TIPS ON HOW TO ENSURE YOU GET APPROVED:

1. Ensure your credit is not locked or frozen

2. Ensure there is no fraud alert on your credit

3. DO NOT provide a P.O Box for your address

4. Double check your Experian.com credit score before filling out the form

5. Check your paystubs, or your 2021 personal tax return, take your AGI and    divide by 12 for your MONTHLY income

6. Make sure your name matches your Driver’s License and the info on your tax return.

What else can lead to a decline or NO offers?

Any late payments in the last 10 months

Charge offs or collections

Recent BK 

Back Child Support

Tax Liens

Inquiries over 4 in the last 6 months

When you apply, you will receive Instant Offers, or No Offer window.


Expect to receive several emails from lenders regarding your application.


Some of these emails will say SORRY YOU ARE NOT APPROVED others will be OFFERS with instructions.


NONE of these lenders did a hard pull – SOFT PULL only, so do not worry!


Please note:  after the free agreement is completed, you will then receive an application form to complete withing 72 hours.


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